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"It's useless to ask a leasing sales rep what
interest rate he's actually quoting. Most of them couldn't figure it out if they
tried and the others are hoping YOU can't figure it out, so 99% of the time what
you get is - to say the least - incorrect."
ANALYZING LEASE QUOTES
"When it comes to lease proposals, the industry
has elevated obfuscation to the level of an art form."
If you choose to go shopping on your own, we can help you analyze the lease
quotes you receive. Leasing companies do not make it easy to compare rates. There
are, for instance, at least nine different ways to calculate and present "interest."
And, to make matters worse, many of these quotes do not disclose all of the
terms and conditions so unless you know exactly what to ask for you don't really
know what you're getting. And some of those terms and conditions can cost you
thousands of dollars.
We can help you find your way through this maze and negotiate the best possible
deal. When we act on your behalf, we make absolutely sure that you know what you're
getting and that you get what was promised.
If you do not wish to retain us, check out our free Equipment
Lease Quote Analysis and use it to give yourself a fighting
chance. It's not as good as having us there, but it might save you
some aggravation.
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ARRANGING NEW LEASE FINANCING
"Leasing sales people are paid to maximize their
company's profit. We are paid to save you money. Who do you trust?"
As a result of many years in the equipment leasing industry, we have developed
a network of banks (those who do not market leasing to the general public), boutique
leasing companies and private investors who can provide almost anything you need.
We know which ones do which transactions for which customers. Going to the right
source first saves time, money - and your credit rating.
We have arranged leases:
- For start up companies and companies with credit challenges;
- For equipment of all kinds including computers, software and
used machinery;
- With declining and seasonal payment schedules,
- With built in upgrade provisions and low initial monthly payments;
- And with guarantors and additional security to shore up the
otherwise undoable.
We work to maximize your tax and accounting advantages wherever possible and
utilize creative structures to do that. We even have a lease plan that
allows you to use the equipment for up to a year and a half without really making
payments.
Since we work for you in these situations, we help you identify
what terms, schedules and conditions are best for you - and then
help you find the right lender to make it possible.
Furthermore, we stay with you throughout the process to make sure
everything is properly documented and funding is accomplished promptly
and smoothly.
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VENDOR SELECTION
"Since you often have to rely on your equipment supplier for
service and follow up, the lowest bidder isn't always the best choice."
Finding the right equipment supplier is as important as finding
the right lender. After all, you're going to have to live with that
choice for some time and rely on them for service, upgrades and
support.
We have access to a number of highly reputable and effective sellers
of a wide range of computers, office equipment, commercial vehicles
and machinery. For those we don't know, we know the right questions
to ask.
Let us help you select or qualify your intended equipment supplier.
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PORTFOLIO MANAGEMENT
"Most lessees aren't aware of the advance notification provisions
in their leases - or of what happens if they miss the cutoffs."
Since you most likely signed them without reading all the "small print,"
there are undoubtedly provisions in your present leases of which you are not aware.
That lack of knowledge can cost you a lot of money.
We review your present lease and finance contracts and make sure
you know what you have. If necessary, we can assist you in making
sure that everything you should have is properly documented by your
lessors and often negotiate adjustments where they are appropriate.
Let us give you peace of mind.
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RESIDUAL NEGOTIATION
"More profit is made by leasing companies on renewals and
equipment sales at the end of lease renewals and equipment sales are big profit
centers for leasing companies."
There is always leeway in the negotiation of residual rights (purchase options,
renewals, trade-ins, etc.) but since this is an important part of a lessor's profit,
they have trained professionals on staff to handle these situations for them;
and to get as much of your money as possible.
We know how these people work because we have done their job and trained many
of them. As a result, we know what to look for and how to level the playing field
for you.
Let us save you money.
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