"It's useless to ask a leasing sales rep what interest rate he's actually quoting. Most of them couldn't figure it out if they tried and the others are hoping YOU can't figure it out, so 99% of the time what you get is - to say the least - incorrect."

ANALYZING LEASE QUOTES

"When it comes to lease proposals, the industry has elevated obfuscation to the level of an art form."

If you choose to go shopping on your own, we can help you analyze the lease quotes you receive. Leasing companies do not make it easy to compare rates. There are, for instance, at least nine different ways to calculate and present "interest."

And, to make matters worse, many of these quotes do not disclose all of the terms and conditions so unless you know exactly what to ask for you don't really know what you're getting. And some of those terms and conditions can cost you thousands of dollars.

We can help you find your way through this maze and negotiate the best possible deal. When we act on your behalf, we make absolutely sure that you know what you're getting and that you get what was promised.

If you do not wish to retain us, check out our free Equipment Lease Quote Analysis and use it to give yourself a fighting chance. It's not as good as having us there, but it might save you some aggravation.

Back to Top


ARRANGING NEW LEASE FINANCING

"Leasing sales people are paid to maximize their company's profit. We are paid to save you money. Who do you trust?"

As a result of many years in the equipment leasing industry, we have developed a network of banks (those who do not market leasing to the general public), boutique leasing companies and private investors who can provide almost anything you need. We know which ones do which transactions for which customers. Going to the right source first saves time, money - and your credit rating.

We have arranged leases:

  • For start up companies and companies with credit challenges;

  • For equipment of all kinds including computers, software and used machinery;

  • With declining and seasonal payment schedules,

  • With built in upgrade provisions and low initial monthly payments;

  • And with guarantors and additional security to shore up the otherwise undoable.

We work to maximize your tax and accounting advantages wherever possible and utilize creative structures to do that. We even have a lease plan that allows you to use the equipment for up to a year and a half without really making payments.

Since we work for you in these situations, we help you identify what terms, schedules and conditions are best for you - and then help you find the right lender to make it possible.

Furthermore, we stay with you throughout the process to make sure everything is properly documented and funding is accomplished promptly and smoothly.

Back to Top


VENDOR SELECTION

"Since you often have to rely on your equipment supplier for service and follow up, the lowest bidder isn't always the best choice."

Finding the right equipment supplier is as important as finding the right lender. After all, you're going to have to live with that choice for some time and rely on them for service, upgrades and support.

We have access to a number of highly reputable and effective sellers of a wide range of computers, office equipment, commercial vehicles and machinery. For those we don't know, we know the right questions to ask.

Let us help you select or qualify your intended equipment supplier.

Back to Top

PORTFOLIO MANAGEMENT

"Most lessees aren't aware of the advance notification provisions in their leases - or of what happens if they miss the cutoffs."

Since you most likely signed them without reading all the "small print," there are undoubtedly provisions in your present leases of which you are not aware. That lack of knowledge can cost you a lot of money.

We review your present lease and finance contracts and make sure you know what you have. If necessary, we can assist you in making sure that everything you should have is properly documented by your lessors and often negotiate adjustments where they are appropriate.

Let us give you peace of mind.

Back to Top

RESIDUAL NEGOTIATION

"More profit is made by leasing companies on renewals and equipment sales at the end of lease renewals and equipment sales are big profit centers for leasing companies."

There is always leeway in the negotiation of residual rights (purchase options, renewals, trade-ins, etc.) but since this is an important part of a lessor's profit, they have trained professionals on staff to handle these situations for them; and to get as much of your money as possible.

We know how these people work because we have done their job and trained many of them. As a result, we know what to look for and how to level the playing field for you.

Let us save you money.

Back to Top


Home | Site Map | Contact

© Copyright 2004 Goodman & Associates | All Rights Reserved